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Before You Apply

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You're applying for a Business Advantage Fundamentals Banking account
No fee for 12 months for each Business Advantage Fundamentals Banking account.

Save time with a combined application:

No annual fee
Go Back to Business Advantage Unlimited Cash Rewards Mastercard® credit card

Business Advantage Unlimited Cash Rewards Mastercard® credit card

  • Get a $300 cash rewards bonus after you make at least $3,000 in purchases in the first 90 days of your account opening.
  • Earn unlimited 1.5% cash back, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62% cash back on all purchases if you have a Bank of America® business checking account and qualify for Preferred Rewards for Business Platinum Honors tier. Learn more about Preferred Rewards for Business tiers and bonus rewards. Calculate rewards.
  • No limit to the amount of cash back you can earn, and cash rewards don't expire as long as your account remains open
  • No annual fee
Go Back to Business Advantage Customized Cash Rewards Mastercard® credit card

Business Advantage Customized Cash Rewards Mastercard® credit card

  • Get a $300 cash rewards bonus after you make at least $3,000 in purchases in the first 90 days of your account opening.
  • Earn 3% cash back in the category of your choice: gas stations & EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter), and 1% cash back on all other purchases.
  • You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for Preferred Rewards for Business Platinum Honors tier. That means you could earn up to 5.25% cash back in your selected choice category and up to 3.5% cash back on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases. Not enrolled? Learn more about Preferred Rewards for Business tiers and rewards.
  • No annual fee
  • To change your choice category for future purchases, you must go to Mobile Banking app or Business Advantage 360, our small business online banking. You can change it once each calendar month, or make no change and it stays the same.
Go Back to Business Advantage Travel Rewards World Mastercard® credit card

Business Advantage Travel Rewards World Mastercard® credit card

  • Earn 30,000 online bonus points after you make at least $3,000 in purchases in the first 90 days of your account opening which, can be redeemed for a $300 statement credit towards travel or dining purchases.
  • Earn unlimited 1.5 points, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62 points for every $1 spent on all purchases if you have a Bank of America® business checking account and qualify for Preferred Rewards for Business Platinum Honors tier. Learn more about  Preferred Rewards for Business tiers and bonus rewards.
  • No annual fee and no international transaction fees
Go Back to Platinum Plus® Mastercard® Business card

Platinum Plus® Mastercard® Business card

  • Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening
  • Save money on interest with a competitive APR
  • No annual fee
  • 0% Introductory APR on purchases for the first 7 billing cycles. After the intro APR offer ends, a Variable APR that's currently 14.74% - 25.74% will apply.
  • Separate your business and personal expenses
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